Analysis · Running Costs

EV vs Petrol/Diesel: The Real Cost.

Enter your car prices below. We calculate the exact month the EV pays for itself after factoring in loans, interest, and fuel savings.

Vehicle Prices

Petrol/Diesel Car (On-Road)

₹

EV Price (On-Road)

₹

Premium: ₹4,00,000

Running & Range

Daily Running40 km

Petrol/Diesel Mileage

km/L

Petrol/Diesel Cost

₹/L

Real World Range

Battery Size

kWh

Elec. Rate

₹/Unit

Est. Efficiency

7.5 km/kWh

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Loan Terms

Down Payment20%

Interest Rate

Tenure

Monthly Cash Flow

Phase 1: Years 1-5Loan Active

Petrol/Diesel Car

EMI + Fuel

₹26,309

Electric Vehicle

EMI + Charging

₹24,802

Phase 2: After 5 YearsLoan Free

Petrol/Diesel Cost

₹9,508

EV Cost

₹1,280

Savings: ₹8,228 / month

Petrol/Diesel Cost

₹7.92/km

EV Cost

₹1.07/km

Total Ownership Cost

Includes Down Payment recovery + EMI + Fuel over 10 years.

Breakeven in

4.5 Years

Petrol/Diesel Spend

EV Spend

Loan Ends

Popular Model Comparisons

Standard scenarios: 40km/day • 5yr Loan @ 8% • 10% Down

Tata Tiago

Petrol AMT vs EV LR

Tiago Petrol XZA₹7.98L

Tiago EV XZ+ Lux₹11.67L

Tata Nexon

Diesel AMT vs EV LR

Nexon Diesel AMT₹16.61L

Nexon EV Emp 45₹18.35L

Mahindra XEV 9e

XUV700 AX7L vs XEV 9e

XUV700 AX7L₹28.35L

XEV 9e Pack 3₹31.97L